[Remote] Financial Crime Risk Investigator II -Securities

Note: The job is a remote job and is open to candidates in USA. TD Bank, N.A. is a leading global financial institution committed to providing exceptional client experiences. They are seeking a Financial Crime Risk Investigator II to conduct thorough investigations related to financial crime, ensuring compliance and safeguarding the organization's financial integrity.

Responsibilities

• Conducts investigative analysis by collecting, assessing, and collating case file information for AML, Sanctions/ABAC & Financial Crime investigations
• Conducts data analysis, manipulation and interpretation looking for patterns and anomalies
• Initiates investigations and/or responds to emerging AML and Sanctions/ABAC risks
• Assists with reviewing and investigating court orders (subpoenas) related to criminal actions
• Assists and coordinates investigations with various law enforcement agencies as delegated
• Prepares and delivers AML, Sanctions/ABAC & Financial Crime and/or fraud detection/loss prevention training or updates to Bank Employees or other agencies as assigned
• Leads workstreams by acting as a project lead for medium scale projects/initiatives in accordance with project management methodologies
• Consistently exercises discretion in managing correspondence, information, and all matters of confidentiality; escalates issues where appropriate
• Conducts reporting and/or meaningful analysis at the functional or enterprise level using results to draw conclusions, makes recommendations, assesses the effectiveness of programs/policies/practices
• Be knowledgeable of practices and procedures within own area of responsibility and keeps abreast of emerging trends for own functional area
• Protects the interests of the organization – identifies and manages risks, and escalates non-standard, high-risk transactions/activities as necessary
• Maintains appropriate project records, databases, and information; reports to management and others on project status and updates
• Monitors service, productivity and assesses efficiency levels within own function and implements continuous process/performance improvements where opportunities exist
• Acquires and applies expertise in the discipline, provides guidance, assistance, and direction to Analysts, Investigators and others
• Identifies, recommends, and effectively executes standard practices applicable to the discipline
• Adheres to internal policies/procedures and applicable regulatory guidelines
• Keeps abreast of emerging issues, trends, and evolving regulatory requirements and assesses potential impacts
• Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite
• Participates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation and teamwork and ensures timely communication of issues/points of interest
• Supports the team by continuously enhancing knowledge/expertise in own area and participates in knowledge transfer within the team and business unit
• Keeps current on emerging trends/developments and grows knowledge of the business, related tools and techniques
• Participates in personal performance management and development activities, including cross training within own team
• Keeps others informed and up to date about the status/progress of projects and/or all relevant or useful information related to day-to-day activities
• Contributes to the success of the team by willingly assisting others in the completion and performance of work activities; provides training, coaching and/or guidance as appropriate
• Contributes to a fair, positive and equitable environment that supports a diverse workforce
• Acts as a brand champion for your business area/function and the bank, both internally and/or externally

Skills

• Undergraduate degree or equivalent work experience
• 3+ years experience
• 3+ years' experience in a Broker-Dealer and/or Securities related investigations role
• Thorough understanding of Securities products such as Fixed Income, Foreign Exchange, Prime Brokerage, Equities, Low Priced Securities, etc
• Knowledge of market abuse typologies such as insider trading, market manipulation, front running, and layering/spoofing
• Knowledge of financial industry products, policies, and procedures that involve Institutional Clients, Broker-Dealers, and Securities related Investigations
• Understanding of regulatory requirements including FINRA, SEC, and applicable AML/BSA regulations
• Ability to manage multiple investigations simultaneously while meeting deadlines in a fast-paced environment
• Strong critical thinking and problem-solving skills with attention to detail
• Experience reviewing trading activity, transaction patterns, and customer behavior to identify potential misconduct or suspicious activity
• Ability to analyze large data sets and document investigative findings in a clear, concise, and defensible manner
• Strong written and verbal communication skills, including the ability to prepare detailed investigative reports and present findings to management
• Experience working with surveillance systems, case management tools, and investigative platforms

Benefits

• Base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan)
• Health and well-being benefits
• Savings and retirement programs
• Paid time off (including Vacation PTO, Flex PTO, and Holiday PTO)
• Banking benefits and discounts
• Career development
• Reward and recognition
• Regular career, development, and performance conversations with your manager
• Access to an online learning platform
• A variety of mentoring programs to help you unlock future opportunities
• Diverse career paths where you can grow your expertise and make a meaningful impact
• Training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role
• Accommodations for applicants with disabilities to complete the application process

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