[Remote] Financial Crime Risk Analyst II - KYC

Note: The job is a remote job and is open to candidates in USA. TD Bank is one of the world's leading financial institutions, and they are seeking a Financial Crime Risk Analyst II to provide analytical, research, and assessment support for their Financial Crime Risk Management programs. The role focuses on executing enhanced due diligence reviews for high-risk customers and ensuring compliance with KYC policies and regulatory requirements.

Responsibilities

• Provides FCRM research, evaluation, operational, reporting and/or analytical support in oversight, advisory services and control function to business (FCRM) partners, in a timely manner
• Co-ordinates requests to and from, business (FCRM) partners
• Assists in the preparation of summaries, communications, reports and presentations for management, regulators, and other internal and external stakeholders
• Recommends responses to enterprise FCRM Program questions and immediately escalates any sensitive issues according to departmental procedures
• Analyzes data and draws conclusions to meet program health reporting requirements
• Analyzes emerging trends pertaining to regulatory changes, reporting or other departmental functions and provides recommendations to enhance or rectify FCRM- related gaps, issues and enhancements
• Proactively identifies matters requiring additional review, escalation, and liaises with appropriate staff to resolve, as appropriate
• Coordinates tracking and reporting of FCRM function initiatives and programs
• Prioritizes and manages own workload to meet SLA requirements for service and productivity
• Consistently exercises discretion in managing correspondence, information and all matters of confidentiality; escalates issues where appropriate
• Protects the interests of the organization – identifies and manages risks, and escalates non-standard, high-risk transactions / activities as necessary
• Acquires and applies expertise in the FCRM discipline, provides guidance, assistance and direction to other FCRM partners
• Identifies, recommends and effectively executes standard practices applicable to the FCRM discipline
• Keeps abreast of emerging issues, trends, and evolving regulatory requirements
• Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite
• Adheres to internal policies / procedures and applicable regulatory guidelines
• Coordinates with other FCRM partners and compliance partners to ensure consistence in the application of FCRM
• Participates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation and teamwork and ensures timely communication of issues / points of interest
• Supports the team by continuously enhancing knowledge / expertise in own area and participates in knowledge transfer within the team and business unit
• Keeps current on emerging trends / developments and grows knowledge of the business, related tools and techniques
• Participates in personal performance management and development activities, including cross training within own team
• Keeps others informed and up to date about the status / progress of projects and/or all relevant or useful information related to day-to-day activities
• Contributes to the success of the team by willingly assisting others in the completion and performance of work activities; provides training, coaching and/or guidance as appropriate
• Contributes to a fair, positive and equitable environment that supports a diverse workforce
• Acts as a brand champion for your function and the bank, both internally and/or externally
• Grows knowledge of the business, related tools and techniques

Skills

• Undergraduate degree or equivalent work experience
• 3+ years experience
• Must have conducted complicated EDD in current or past roles
• Strong written and verbal communication skills
• Advanced understanding of a range of product and services, processes, procedures, systems and concepts within their own area of specialty and integration points with related areas
• Ability to manage ambiguity, and apply judgement to identify, troubleshoot and resolve ongoing business and operational issues
• Ability to interpret and administer policies, adopt and implement business process improvements
• Ability to make process and capacity management decisions to ensure ongoing operations
• Ability to analyze data and draw conclusions to meet program health reporting requirements
• Ability to analyze emerging trends pertaining to regulatory changes, reporting or other departmental functions and provide recommendations to enhance or rectify FCRM-related gaps, issues and enhancements
• Ability to prioritize and manage own workload to meet SLA requirements for service and productivity
• Ability to exercise discretion in managing correspondence, information and all matters of confidentiality; escalates issues where appropriate
• Ability to protect the interests of the organization – identifies and manages risks, and escalates non-standard, high-risk transactions / activities as necessary
• Ability to acquire and apply expertise in the FCRM discipline, provides guidance, assistance and direction to other FCRM partners
• Ability to keep abreast of emerging issues, trends, and evolving regulatory requirements
• Ability to maintain a culture of risk management and control, supported by effective processes in alignment with risk appetite
• Ability to adhere to internal policies / procedures and applicable regulatory guidelines
• Ability to coordinate with other FCRM partners and compliance partners to ensure consistence in the application of FCRM
• Ability to participate fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation and teamwork and ensures timely communication of issues / points of interest
• Ability to support the team by continuously enhancing knowledge / expertise in own area and participates in knowledge transfer within the team and business unit
• Ability to keep current on emerging trends / developments and grow knowledge of the business, related tools and techniques
• Ability to participate in personal performance management and development activities, including cross training within own team
• Ability to keep others informed and up to date about the status / progress of projects and/or all relevant or useful information related to day-to-day activities
• Ability to contribute to the success of the team by willingly assisting others in the completion and performance of work activities; provides training, coaching and/or guidance as appropriate
• Ability to contribute to a fair, positive and equitable environment that supports a diverse workforce
• Ability to act as a brand champion for your function and the bank, both internally and/or externally
• Ability to grow knowledge of the business, related tools and techniques
• ACAMS preferred
• Strong knowledge of AML KYC and Enhanced Due Diligence (EDD) processes and regulations
• This is not an investigative role, this is an EDD role and experience in this area is preferred

Benefits

• Variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan)
• Health and well-being benefits
• Savings and retirement programs
• Paid time off (including Vacation PTO, Flex PTO, and Holiday PTO)
• Banking benefits and discounts
• Career development
• Reward and recognition
• Regular development conversations
• Training programs
• Competitive benefits plan
• Access to an online learning platform
• Variety of mentoring programs
• Regular career, development, and performance conversations with your manager
• Training and onboarding sessions
• Accommodations for applicants with disabilities to complete the application process

Company Overview