About OnePay

OnePay is a consumer financial services app with an exceedingly simple mission: to help people achieve financial progress.

Tens of millions of Americans today are unbanked or underbanked, meaning they don’t have enough money in savings to cover a minor emergency. They pay too much in fees, don’t have access to credit at affordable rates, and have little ability to grow their wealth. OnePay’s vision is to create a single app for consumers to save, spend, borrow, and grow their money, bringing our mission to life with simple and accessible banking, credit, and payments products that deliver a best-in-class experience to millions of customers. Our products include:

• Checking and high-yield savings accounts

• Domestic and international peer-to-peer payments

• Credit Builder and credit score monitoring

• Digital wallet / contactless payment solutions

• Buy-now-pay-later installment loans at Walmart

Why do we have a right to win? We have the backing of Walmart (a Fortune 1) and Ribbit Capital (a preeminent fintech investor), are deeply embedded with the distribution of the world’s largest omnichannel retailer, and have an industry-leading multi-product value proposition — all in addition to having some of the best people and talent in the industry.

There’s never been a better time to build a category-defining business and there has rarely been a team better positioned for the opportunity. Join us!

The Role

• Be a product leader for Invest, driving growth initiatives and building 0->1 features.

• Have significant ownership of key metrics and business outcomes.

• Drive a best in class experience through close collaboration with cross-functional teams and vertical product leaders.

• Leverage data and insights to optimize user journeys, boost engagement, and reduce friction.

• Navigate complex product and regulatory concepts into clear, compelling experiences.

• Lead A/B testing strategies to optimize content, offers, timing/cadence, and audience segmentation.

• Collaborate with cross-functional partnerships with Product, Analytics, Creative, Marketing Ops, and Legal.

• Work with Analytics to monitor performance and uncover insights, turning data into action across product and marketing strategies.

• Deeply understand the Invest customer and industry, creating new and novel products in the space.

You Bring

• 5–10 years of experience in product management, with deep domain expertise in brokerage, trading, or crypto.

• Proven success in 0→1 product launches and multi-channel growth programs with measurable revenue impact.

• Strong cross-functional leadership and stakeholder management skills.

• Comfort navigating regulated environments (FINRA, SEC, etc.) and translating that understanding into a simple and delightful experience.

• Strong understanding of audience segmentation, personalization, and behavioral targeting.

• Proven experience developing and executing A/B tests, experiments, and iteration roadmaps.

• Excellent cross-functional collaboration skills; you’ve worked closely with Product, Analytics, Design, Legal, and Ops teams.

• Ability to think both strategically and tactically, comfortable owning big ideas and rolling up your sleeves to execute.

• Ability to operate in the gray. You're comfortable navigating ambiguity, making informed decisions without perfect information, and adapting quickly as strategies evolve.

• Structure to open-ended problems and thrive in fast-paced environments where priorities shift and clarity must often be created, not found.

• A bias for action, a growth mindset, and a deep passion for improving the customer experience

• Experience with reporting tools (e.g., Databricks, Tableau, Amplitude) and translating data into recommendations.

• Drive and proactivity - everyone here is a builder and executor.

What We Offer

• Competitive base salary, stock options, and health benefits from Day 1

• 401(k) plan with company match

• Remote-friendly (US), flexible time off (FTO), and opportunities for growth

• A high-growth, mission-driven, inclusive culture where your work has real impact

Standard Interview Process

• Initial Interview with Talent Partner

• Technical or Hiring Manager Interview

• Team Interview

• Executive Interview

• Offer!

Equal Employment Opportunity

To build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at [email protected].